Insurance Blog
Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Rental Property Myths Debunked
Posted: November 27, 2018
Although landlord-tenant laws vary from state to state, common myths about rental properties are in circulation nationwide. The following are some widely-held beliefs about renting and why they may not be as true as you think. The Security Deposit Covers the Last Month's Rent Although the security deposit may equal a month's rent, it is not earmarked for that purpose. The last month's rent and...
Avoiding Accidents In Construction Zones
Posted: November 19, 2018
Construction zones introduce a number of hazards, making them especially dangerous locations for motorists. The Federal Highway Traffic Safety Administration (FHTSA) reports that during the past five years, 4,400 people have died and 200,000 have been injured in construction zone crashes alone. How Do Construction Zone Accidents Happen? Rear-end collisions are the most common type of accident in construction zones, as many drivers will slam...
Do I Need Flood Insurance?
Posted: November 19, 2018
You might think you don't need flood insurance if you live in an area that is considered "high and dry." Although some areas are more susceptible to flooding than others, flooding can occur anywhere. With heavy rains, spring thaws, or rapid accumulation of rain after a wildfire, flooding can occur in places that are not generally considered at risk. How Does Flood Insurance Differ from...
Are You An Unsafe Driver?
Posted: November 15, 2018
Driving on America's roadways today is a dangerous undertaking. The National Highway Traffic Safety Administration (NHTSA) reports that the U.S. saw 37,461 traffic fatalities in 2016, many of which were caused by driver error. Many people who consider themselves to be safe, dependable drivers actually have dangerous driving habits. Whether you've been driving for days or decades, avoiding the following common driving behaviors can help...
Understanding Your Auto Policy
Posted: September 27, 2018
Drivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else's property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agency can work with you to tailor the coverage amounts you need...
